Financing

Agtegra has a variety of farm-friendly terms, programs and finance tools to assist our member-owners with both the seasonal and day-to-day expenses that are part of a successful ag operation.

Overview

Input dollars are vital for staying competitive. We are committed to supporting the success of our member owners with the financing tools they need to succeed. Browse all of our financing and payment options to find the best fit for your operation. 

 All the information listed is also available at your local Agtegra locations. Ask your Sales Agronomist for details on how you can get started. Or you may also contact the Finance Department at 888-429-4902. 




 

Agtegra Retail Credit Resources

Input dollars are vital for staying competitive. Agtegra agronomy products are available via cash sale, open A/R account, prepay and credit cards. Additional farm-friendly financing options are offered for member-owners. Ask for details.

Agtegra Financing 

INPUT LOAN RESOURCES
The unique Agtegra Crop Input Loan program is like having your own ag shopping cart - ready to fill with the inputs you  need for profitable production. Use it for prepaid inputs bought before the growing season, or for products and services as you need them in-season. Pay your loan back as you market your crop, or access your main credit line and pay for the entire season with one check.
  • Agtegra funded and managed
  • Prior application/approval required
  • Covers only Agtegra purchases
  • Ensures all available cash discounts on Agtegra purchases
  • Variable Interest Rate - Prime plus .5%
Agtegra Input Application
Application - Balance Sheet
Input - Expense Worksheet

CROP OPERATING LOAN RESOURCES
A crop operating loan from Agtegra can put your cooperative to work growing your finance options, too. A simple application, automatic paying of monthly statements and frequent updates on loan status — we’re all about making our programs as convenient and as favorable as possible for our borrowers.
  • Agtegra funded and managed
  • Prior application/approval required
  • Covers most farm expenses
  • Up to 2.5% interest rebate available
  • Ensures all available cash discounts on Agtegra purchases
  • Rates subject to change with market conditions
Agtegra Operating Application
Agtegra Authorization for Release of Information
Application – Balance Sheet
Operating – Farms Operated Worksheet
Operating – Expense Worksheet 

PARTNER PROGRAMS

Through its partners, Agtegra Cooperative is able to offer a variety of specific options for crop inputs. Our product suppliers have several specific options for crop protection products, based on individual needs. Contact your Agtegra Sales Agronomist for more information.

CFA: 
The Cooperative Finance Association (CFA) provides input lines of credit to qualified patrons. The CFA Input Advantage program is a variable rate loan subject to credit approval by CFA.

JOHN DEERE FINANCIAL:
     Monsanto FlexPlus
  • Minimum initial purchase is $2,500 with financed seed; $5,000 with no seed
  • Payment due to John Deere Financial, November 2018
  • Prime - 1%
  • Offer valid through June 30, 2108
     Bayer 0% Fixed
  • Minimum initial purchase of $10,000
  • Requirements - two different products, minimum of $5,000 each
  • Offer valid through August 31, 2018
  • Payment due to John Deere Financial or Rabo, December 2018
     FMC - 0%
  • Minimum initial purchase of $5,000
  • Offer valid through July 31, 2018
  • Payment due to John Deere Financial, December 2018

Contact Us / Q&A

There are several ways you can get started. Your local Agtegra location can help you. You can also ask your Sales Agronomist for information and recommendations. Or you may contact the Finance Department in the Aberdeen office at 888-429-4902.