FINANCING OPTIONS TO FIT YOUR NEEDS
Input dollars are vital for staying competitive. We are committed to supporting the success of our member owners with the financing tools they need to succeed. Browse all of our financing and payment options to find the best fit for your operation.
All the information listed is also available at your local Agtegra locations. Ask your Sales Agronomist for details on how you can get started. Or you may also contact the Finance Department at 888-429-4902.
AGTEGRA ADVANTAGE 0%
Powered by CHS Capital, customers who commit fertilizer, seed and crop protection are eligible to finance their seed and/or crop protection prepayments at 0% interest through November 30, 2023. Customers must hold or grow fertilizer, seed and crop protection purchases from last year to qualify. A minimum of 100 acres worth of inputs is required. Deadline to apply is November 18, 2022.
| Qualifying Purchases | Loan Maximum | Interest | Application Deadline | Maturity Date |
|---|---|---|---|---|
| Seed & Crop Protection | $850,000 Higher maximum available with additional approval | 0% fixed interest rate until November 30, 2023 CHS Capital Accolade Standard Variable Interest Rate from December 1, 2023 – February 10, 2024 | November 18, 2022 (Acres Ahead Deadline) | February 10, 2024 |
Variable interest rates are based on the CHS Capital Accolade Standard Base Rate, which was 9% as of January 1, 2023. CHS Capital interest rate indices are published below. $100 application fee.
CHS Capital Loan
A CHS Capital loan offers stability with a low fixed interest rate for seed and crop protection and an affordable interest rate on other inputs. Apply early - this loan is only available until January 22, 2023!
Qualifying Purchases | Loan Maximum | Interest | Application Deadline | Maturity Date |
|---|---|---|---|---|
Seed & Crop Protection | $850,000 Higher maximum available with additional approval | 2% fixed interest rate until November 30, 2023 CHS Capital Accolade Standard Variable Interest Rate from December 1, 2023 - February 10, 2024 | January 22, 2023 | February 10, 2024 |
Fertilizer, Ag Technology, Custom Application, Fuel, Feed/Farm Supply | $850,000 Higher maximum available with additional approval | 6.75% variable interest rate CHS Capital Accolade Standard Variable Interest Rate less Agtegra investment of 2.25%) until November 30, 2023 CHS Capital Accolade Standard Variable Interest Rate from December 1, 2023 - February 10, 2024 | January 22, 2023 | February 10, 2024 |
Variable interest rates are based on the CHS Capital Accolade Standard Base Rate, which was 9% as of January 1, 2023. CHS Capital interest rate indices are published below. $100 application fee.
Agtegra CHS Capital Accolade Standard Rate
9%
| Rate | Date Effective |
| 6.25% | July 1, 2022 |
| 7% | August 1, 2022 |
| 7.75% | October 1, 2022 |
| 8.5% | December 1, 2022 |
| 9% | January 1, 2023 |
CFA LOAN
The Cooperative Finance Association, Inc. (CFA) loan can be used towards almost any Agtegra input purchase. The interest rates on these loan options are variable rate. Apply early to receive the lowest interest rate!
| Qualifying Purchases | Loan Maximum | Interest | Application Deadline | Maturity Date |
|---|---|---|---|---|
| Fertilizer, Ag Technology, Custom Application, Seed, Crop Protection, Fuel, Feed/Farm Supply | $600,000 Higher maximum available with additional approval | 7.0% variable interest rate (CFA Advantage Variable Interest Rate less Agtegra/CFA investment of 3.75%) until November 30, 2023 CFA Advantage Variable Interest Rate from December 1, 2023 - February 15, 2024. | January 22, 2023 | February 15, 2024 |
| CFA Advantage variable interest rate | April 30, 2023 |
CFA loan customers are limited to one CFA loan per crop year. Variable interest rates are based on the CFA Advantage Rate, which was 10.75% as of February 1, 2023. CFA interest rate indices are published at www.cfafs.com/financials. $200 application fee.
AGTEGRA CROP OPERATING LOAN RESOURCES
A crop operating loan from Agtegra can put your cooperative to work growing your finance options, too. A simple application, automatic paying of monthly statements and frequent updates on loan status — we’re all about making our programs as convenient and as favorable as possible for our borrowers.
Program Details
- Agtegra funded and managed
- Prior application/approval required
- Covers most farm expenses
- Up to 2.5% interest rebate available
- Prime Plus risk adjusted score variable rate
- General maturity dates range 12/1 - 1/15
AGTEGRA INPUT LOAN RESOURCES
The unique Agtegra Crop Input Loan program is like having your own ag shopping cart - ready to fill with the inputs you need for profitable production. Use it for prepaid inputs bought before the growing season, or for products and services as you need them in-season. Pay your loan back as you market your crop.
Program Details
- Agtegra funded and managed
- Prior application/approval required
- Covers only Agtegra purchases
- Competitive interest rate
- General maturity dates range 12/1 - 1/15
Forms and Documents
PARTNER PROGRAMS
SECURE BY WINFIELD
Some of your most important decisions on the farm are financial decisions. This season, choose SECURE™ financing from WinField® United for low fixed interest rates and industry-leading maturity dates that help you take advantage of valuable crop marketing and tax benefits.
CORTEVA TRUCHOICE
With the TruChoice® offer, save big on crop protection products from Corteva Agriscience when you fund a prepay account.
RABO AGRIFINANCE
Input financing that provides an incremental line of capital to purchase your inputs and flexible payment options that can help improve your operation’s cash flow.
JOHN DEERE FINANCIAL
Get ag financing that allows you to lock in crop input purchases and free up operating cash, all while not paying a thing until after you harvest.
CUSTOMER ACCOUNT & CREDIT APPLICATION
Input dollars are vital for staying competitive. Agtegra agronomy products are available via cash sale, open A/R account, prepay and credit cards. Additional farm-friendly financing options are offered for member-owners. Ask for details.
Agtegra’s due date for outstanding accounts receivable balances will change from the 15th of the month to the 22nd of the month. This will provide you with an additional seven (7) days to pay your outstanding statement balance. If payment is not received by the 22nd, interest charges will be assessed on the 23rd. The 22nd is not a post mark date. If you mail your payment be sure to allow for enough time for Agtegra to receive the payment by the 22nd.
In addition to the change in due date, Agtegra is cleaning up credit policy language and clarifying other items. One of these items relates to fuel and gas cards. If your fuel or gas card is lost or stolen please call Agtegra at (605) 225-5500 as soon as possible. You will not be responsible for any charges that occur after Agtegra receives notification that your card is lost or stolen.
