Financing

Agtegra has a variety of farm-friendly terms, programs and finance tools to assist our member-owners with both the seasonal and day-to-day expenses that are part of a successful ag operation.

Overview

Input dollars are vital for staying competitive. We are committed to supporting the success of our member owners with the financing tools they need to succeed. Browse all of our financing and payment options to find the best fit for your operation. 

 All the information listed is also available at your local Agtegra locations. Ask your Sales Agronomist for details on how you can get started. Or you may also contact the Finance Department at 888-429-4902. 




 

Agtegra Retail Credit Resources

Input dollars are vital for staying competitive. Agtegra agromomy products are available via cash sale, open A/R account, prepay and credit cards. Additional farm-friendly financing options are offered for member-owners. Ask for details.

 

Credit Policy Change:

Starting December 1, 2019, Agtegra’s due date for outstanding accounts receivable balances will change from the 15th of the month to the 22nd of the month. This will provide you with an additional seven (7) days to pay your outstanding statement balance.  If payment is not received by the 22nd, interest charges will be assessed on the 23rd. The 22nd is not a post mark date. If you mail your payment be sure to allow for enough time for Agtegra to receive the payment by the 22nd.
 
In addition to the change in due date, Agtegra is cleaning up credit policy language and clarifying other items. One of these items relates to fuel and gas cards. If your fuel or gas card is lost or stolen please call Agtegra at (605) 225-5500 as soon as possible. You will not be responsible for any charges that occur after Agtegra receives notification that your card is lost or stolen.
 

Agtegra Financing 

INPUT LOAN RESOURCES
The unique Agtegra Crop Input Loan program is like having your own ag shopping cart - ready to fill with the inputs you  need for profitable production. Use it for prepaid inputs bought before the growing season, or for products and services as you need them in-season. Pay your loan back as you market your crop.
  • • Agtegra funded and managed
    • Prior application/approval required
    • Covers only Agtegra purchases
    • Competitive interest rate: Prime -1% variable rate on all approved applications received by Feb 1
    • After Feb 1 - rate will be Prime plus 1/2%
    • General maturity dates range 12/1 - 1/15
Agtegra Input Application
Application - Balance Sheet
Input - Expense Worksheet

CROP OPERATING LOAN RESOURCES
A crop operating loan from Agtegra can put your cooperative to work growing your finance options, too. A simple application, automatic paying of monthly statements and frequent updates on loan status — we’re all about making our programs as convenient and as favorable as possible for our borrowers.
  • • Agtegra funded and managed
    • Prior application/approval required
    • Covers most farm expenses
    • Up to 2.5% interest rebate available
    • Prime Plus risk adjusted score variable rate
    • General maturity dates range 12/31 - 2/15
Agtegra Operating Application
Agtegra Authorization for Release of Information
Application – Balance Sheet
Operating – Farms Operated Worksheet
Operating – Expense Worksheet 

Contact Us / Q&A

There are several ways you can get started. Your local Agtegra location can help you. You can also ask your Sales Agronomist for information and recommendations. Or you may contact the Finance Department in the Aberdeen office at 888-429-4902.