FINANCING OPTIONS TO FIT YOUR NEEDS
All the information listed below is also available at your local Agtegra location. For details on how you can get started, contact the Agtegra Finance Team at 605-225-5500.
AGTEGRA ADVANTAGE FINANCING
Book your agronomy inputs during Acres Ahead to qualify for Agtegra Advantage Financing or to receive delayed payment terms to January 22, 2027!
Qualify for low interest crop protection and seed financing and earn a 4.9% interest rate on fall applied fertilizer! Deadline to apply is November 20, 2026. Visit with your Agtegra Agronomist for qualifying products and details.
| PRODUCTS | INTEREST RATE |
|---|---|
| Crop Protection (Includes glyphosate! Must hold or grow CP purchases to qualify) | 0% fixed interest until Nov 30, 2027 |
| Seed (Ask your Agronomist how to receive a seed interest rate rebate) | 1.9% fixed interest until Nov 30, 2027 |
| Fall-Applied Fertilizer (Must hold or grow seed and crop protection purchases to qualify. Valid on fertilizer invoiced between Aug. 1, 2026 - Jan. 22, 2027) | 4.9% fixed interest until Nov 30, 2027 |
Loan maximum: $850,000. Higher maximum available with additional approval. Loan matures: Feb. 10, 2028
CHS Capital Accolade Standard Variable Interest Rate from Dec. 1, 2027 - Feb. 10, 2028.
Qualify for low interest crop protection and seed financing and earn a 4.9% interest rate on fall applied fertilizer! Deadline to apply is November 21, 2025. Visit with your Agtegra Agronomist for qualifying products and details.
| PRODUCTS | INTEREST RATE |
|---|---|
| Crop Protection (Excludes glyphosate. Must hold or grow CP purchases to qualify) | 0% fixed interest until Nov 30, 2026 |
| Seed (Must hold or grow seed purchases to qualify) | 1.9% fixed interest until Nov 30, 2026 |
| Fall-Applied Fertilizer (Must hold or grow seed and crop protection purchases to qualify. Valid on fertilizer invoiced between Aug. 1, 2025 - Jan. 22, 2026) | 4.9% fixed interest until Nov 30, 2026 |
Loan maximum: $850,000. Higher maximum available with additional approval. Loan matures: Feb. 10, 2027
CHS Capital Accolade Standard Variable Interest Rate from Dec. 1, 2026 - Feb. 10, 2027.
0% Purina Feed Financing
Finance your Purina feed purchases at 0% interest for 6 months with a John Deere Financial Multi-Use Account.
RATES FOR 2026 LOANS
Agtegra CHS Capital Accolade Standard Rate
7.25%
RATES FOR 2026 LOANS & PRIOR
| Rate | Date Effective |
| 6.25% | July 1, 2022 |
| 7.0% | August 1, 2022 |
| 7.75% | October 1, 2022 |
| 8.5% | December 1, 2022 |
| 9.0% | January 1, 2023 |
| 9.25% | April 1, 2023 |
| 9.5% | August 1, 2023 |
| 9.0% | October 1, 2024 |
| 8.75% | December 1, 2024 |
| 8.5% | October 1, 2025 |
| 8.25% | December 1, 2025 |
| 7.25% | October 1, 2026 |
AGTEGRA CROP OPERATING LOAN RESOURCES
A crop operating loan from Agtegra can put your cooperative to work growing your finance options, too. A simple application, automatic paying of monthly statements and frequent updates on loan status — we’re all about making our programs as convenient and as favorable as possible for our borrowers.
Program Details
- Agtegra funded and managed
- Prior application/approval required
- Covers most farm expenses
- Up to 2.5% interest rebate available
- Prime Plus risk adjusted score variable rate
- General maturity dates range 12/1 - 1/15
AGTEGRA INPUT LOAN RESOURCES
The unique Agtegra Crop Input Loan program is like having your own ag shopping cart - ready to fill with the inputs you need for profitable production. Use it for prepaid inputs bought before the growing season, or for products and services as you need them in-season. Pay your loan back as you market your crop.
Program Details
- Agtegra funded and managed
- Prior application/approval required
- Covers only Agtegra purchases
- Competitive interest rate
- General maturity dates range 12/1 - 1/15
Forms and Documents
PARTNER PROGRAMS
SECURE BY WINFIELD
Some of your most important decisions on the farm are financial decisions. This season, choose SECURE™ financing from WinField® United for low fixed interest rates and industry-leading maturity dates that help you take advantage of valuable crop marketing and tax benefits.
CORTEVA TRUCHOICE
With the TruChoice® offer, save big on crop protection products from Corteva Agriscience when you fund a prepay account.
RABO AGRIFINANCE
Input financing that provides an incremental line of capital to purchase your inputs and flexible payment options that can help improve your operation’s cash flow.
JOHN DEERE FINANCIAL
Get ag financing that allows you to lock in crop input purchases and free up operating cash, all while not paying a thing until after you harvest.
CUSTOMER ACCOUNT & CREDIT APPLICATION
Input dollars are vital for staying competitive. Agtegra agronomy products are available via cash sale, open A/R account, prepay and credit cards. Additional farm-friendly financing options are offered for member-owners. Ask for details.
Agtegra’s due date for outstanding accounts receivable balances will change from the 15th of the month to the 22nd of the month. This will provide you with an additional seven (7) days to pay your outstanding statement balance. If payment is not received by the 22nd, interest charges will be assessed on the 23rd. The 22nd is not a post mark date. If you mail your payment be sure to allow for enough time for Agtegra to receive the payment by the 22nd.
In addition to the change in due date, Agtegra is cleaning up credit policy language and clarifying other items. One of these items relates to fuel and gas cards. If your fuel or gas card is lost or stolen please call Agtegra at (605) 225-5500 as soon as possible. You will not be responsible for any charges that occur after Agtegra receives notification that your card is lost or stolen.
